A new visionAt Addepar we’ve worked with leading financial institutions since the beginning. These early customers were (and continue to be) excellent development partners; like us, they viewed financial technology not for what it is, but what it could be. Together, we re-examined the preconceptions of the investment management world, and invented new ways to represent financial assets and transactions. We want to define a new generation of financial analysis.
The Financial Graph
At the heart of Addepar’s software is the Financial Graph, a new way to represent the financial world. It allows us to perform complex analysis in the simplest, most efficient manner. Storing data in a graph structure—where nodes represent entities and the connections between nodes represent relationships between entities—enables Addepar to quickly determine which pieces of data should be sent through a particular calculation.
Simply put, the Financial Graph allows you to accurately and efficiently view, report on, and analyze your financial world. “Cash,” for example, is not the same in every account: the liquidity and risk profiles change based on what type of account that cash is in. Cash held in a tax-exempt account is distinct from cash held in a typical brokerage or bank account. Addepar’s graph distinguishes both the aggregated cash position and the positions aggregated by factors like liquidity.